• Maternity cover

    Extend your staff absence policy to include maternity.

Maternity cover

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Maternity leave cover

Towergate Education’s maternity leave cover includes paternity leave and adoption leave at no extra cost.  You can cover all staff who are covered on your staff absence policy. Female staff aged over 45 and male staff will also be insured but they are not charged for.

Daily benefit is based on what you chose for your staff absence insurance. Maternity leave claims are eligible even if staff do not return after the leave.

The key benefits are:

  • Maternity benefit is payable up to 25 times the benefit level
  • Paternity or adoption benefits are payable up to 10 times the benefit level according to the number of days of paternity or adoption leave taken

Maternity leave benefits will be paid to you as a lump sum 18 weeks after the commencement of maternity leave or when the insured person returns, whichever is sooner. It is paid pro-rata if a person returns to work before 18 weeks has expired from commencement of the maternity leave.

In the first year of cover benefit is not paid where the expected date of confinement is within 32 weeks of the inception of cover or the date the person joined the school.

Paternity leave and adoption leave claims will be paid when the member of staff returns to work.

Note: Your school must first have an existing staff absence policy in force with us in order to have maternity leave insurance.

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